Protect what matters
Identify risks that could disrupt family and business plans.
Karma Financial
About Karma Financial
A commitment to clear thinking, meaningful protection and professional collaboration.
Meet the Founder
Viren Parmar, CFA, MBA
Founder, Karma Financial | Financial Education & Professional Referrals
Viren Parmar, CFA, MBA, brings more than a decade of experience across financial planning, investment strategy and risk management. His work has included helping professionals and business owners evaluate insurance protection, corporate financial considerations and long-term planning decisions.
Through Karma Financial, Viren focuses on general financial education, identifying questions worth exploring and helping people connect with appropriately qualified professionals. Karma Financial does not itself provide regulated insurance or investment advice.
Where personalized investment, insurance, tax, pension or legal expertise is required, Karma Financial may facilitate introductions to appropriately qualified professionals. Referral compensation and related conflicts are disclosed where applicable.
View Viren’s LinkedIn profile ↗Our Philosophy
Good decisions start with better questions.
Understand the trade-offs
Evaluate suitability, cost, liquidity and long-term consequences.
Work together
Recognize when another professional’s expertise is essential.
Let’s discuss your financial priorities.
Start with a conversation about your goals, circumstances and the expertise you may need.